Business Finance -> FAQs

How much can I borrow?
There are generally no limits to the amount of money you can borrow.

I’ve already been turned down by several lenders and need help quickly, can you help?
Yes, as a company we pride ourselves on being able flexible and considering all individuals whether you are in a reasonably comfortable financial position or not.

I have CCJ’s and/or a bad credit history, will you still consider my application?
Yes, we will.

I am a business owner and need finance but I’m not sure what the best solution is, where do I go from here?
Feel free to phone or email us with whatever query you have so that we can help steer you in the right direction.

Do you lend to limited companies?
Yes we do.

I am self employed and do not have a set of accounts, will you still consider my application?
Yes.

What type of security do you lend against?
We can potentially lend on all types of residential, commercial and semi-commercial property.

I need cash quickly and want someone on hand to be able to answer any queries I have whilst dealing with you.
If you deal with us you will be assigned a client manager to save you having to repeat information when you contact us and to speed up the application process.

Is there a charge for making an application?
No. However please be aware that costs may apply at a later stage should you actually take out a loan with us. See the question below.

What costs will be involved in the transaction?
A completion fee may be payable and a valuation fee may be required – however any costs will be fully explained up front.

Can I settle my loan early?
Yes you are able to pay it off any anytime you like. However please be aware in doing so you may incur an early payment charge. You will be made aware of any such circumstance prior to a loan being issued.

What happens if I have a loan and need to extend it over a longer period of time?
It’s no problem we can operate on very flexible timescales.

What if I have a compliant?
Please see our complaints section here or call us on 0800 027 2559.

How can I contact you?
Call us on 0800 027 2559 or email us on enquiries@uklf.co.uk

Calls may be recorded for training and quality purposes.

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